- A report ordered by a lender from a credit agency to determine a borrower's credit habits.

A shallow space below the living quarters of a house, normally enclosed by the foundation wall and having a dirt floor.

Permanent dimensional deformation occurring over a period of time in a material subjected to constant stress at elevated temperatures.

Short vertical "2 by 4's or 6's" frame lumber installed above a window or door. Short stud such as that used between a door or window header and the top plate.

A restriction of the deed which regluates land use, aesthetic qualities, etc., of an area.

Diagonal bracing between adjacent floor joists, placed near the center of the joist span to prevent joists from twisting.

A molding with a concave face used as trim or to finish interior corners.

A process in which small numbers of atoms are bonded into molecules.

A test to determine the creep behavior of materials subjected to constant stress at a constant temperature.

A second roof built on top of the primary roof to increase the slope of the roof or valley. A saddle-shaped, peaked construction connecting a sloping roof with a chimney. Designed to encourage water away from the chimney joint. A small false roof used to divert water from behind a projection above the roof, such as a chimney.

A type of warping that causes boards to curl up at their edges.

The short elevation of an exterior wall above the deck of a roof. Normally a 2 by 6 box (on the roof) on which a skylight is attached. A low wall of wood or masonry extending above the level of the roof and surrounding an opening in the roof.

Round, corrugated drain pipe (normally 15" or 18" in diameter) that is installed beneath a driveway and parallel to and near the street. A length of pipe under a road or other barrier used to convey water.

Normally a cast iron pipe with a lid (@ 5" in diameter) that is placed vertically into the ground, situated near the water tap in the yard, and where a water cut-off valve to the home is located (underground). A long pole with a special end is inserted into the curb stop to turn off/on the water.

Short metal "T" beam used in suspended ceiling systems to bridge the spaces between the main beams.

A short road with an outlet on one end and a turnaround on the other.

The central area of a conve surface, such as a road.

A small roofed structure built on top of a roof, usually to vent the area below the roof.

A molding used on cornice or wherever an interior angle is to be covered, especially at the roof and wall corner.

A depression in a curb that provides vehicular access from a street to a driveway.