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Panel

A thin flat piece of wood, plywood, or similar material, framed by stiles and rails as in a door (or cabinet door), or fitted into grooves of thicker material with molded edges for decorative wall treatment.

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Pathogen

An infectious biological agent such as bacteria, virus and fungus that is capable of causing disease in its host. https://healthymaterialslab.org/tool-guides/hml-resources

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Payment schedule

- A pre-agreed upon schedule of payments to a contractor usually based upon the amount of work completed. Such a schedule may include a deposit prior to the start of work. There may also be a temporary 'retainer' (5-10% of the total cost of the job) at the end of the contract for correcting any small items which have not been completed or repaired.

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