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Fire Stop

- A solid, tight closure of a concealed space, placed to prevent the spread of fire and smoke through such a space. In a frame wall, this will usually consist of 2 by 4 cross blocking between studs. Work performed to slow the spread of fire and smoke in the walls and ceiling (behind the drywall). Includes stuffing wire holes in the top and bottom plates with insulation, and installing blocks of wood between the wall studs at the drop soffit line. This is integral to passing a Rough Frame inspection. See also 'Fire block'. Obstruction in a cavity designed to resist the passage of flame, sometimes referred to as "fire blocking."

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Fire-Retardant

Denotes substantially lower degree of fire resistance than fire-resistive. Often used to describe materials that are combustible but have been treated to slow ignition or spread of fire under conditions for which they were designed.

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Fireproof

Use of this term in reference to buildings is discouraged because few, if any, building materials can withstand extreme heat for an extended time without some effect. The term "fire-resistive" or "resistant" is more descriptive.

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Fixed rate

- A loan where the initial payments are based on a certain interest rate for a stated period . The rate payable will not change during this period regardless of changes in the lender's standard variable rate.

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Fishplate (gusset)

A wood or plywood piece used to fasten the ends of two members together at a butt joint with nails or bolts. Sometimes used at the junction of opposite rafters near the ridge line. Sometimes called a gang nail plate.

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